I'm in my 3rd generation (I play on my PC) and each time someone
died, and I chose a new person, I've lost all of the money then had banked and only had what the new person starts out with. I'm having a heck of a time getting money to do any renovations.

Started my 4th gen a couple of hours ago, after the mom in the third gen died.

The 3rd gen had 619 in the bank. I chose the oldest girl as the new head of household. She was bringing a bank of 662 with her. Hoping I'd get almost 1300 in the bank, BUT no, as usual I lost the 619 from the 3rd gen. I only had the 662 from the 4th gen.

Hello RuthieJo. When you move to the next generation, the child you choose does not "bring" any money with them. They simply inherit the bank balance that was left by their parents when you clicked the "New Generation" button. Since you said the 3rd generation had 619 coins in the bank but when you started the 4th generation there was 662 coins, it's possible that there was an interest payment or event that gave her a few more coins. Never would the 619 (or 662) turn into 1300 by simply starting a new generation. However, when they marry the spouse brings money with them and that money is added to the family bank account. I hope this helps.

So that means that when I chose the person to take over the house, the money that comes with that person, is not new money, it's the money plus interest that's from the last generation.
ok, I understand that.

But when my first person died, there was over 1900 in the bank, but when I chose a child to take over as second gen, he only had
a little less than 600 in the bank. What happened to the rest of the money?

Hi RuthieJo. When your little family transitions from one generation to the next, the renovations, decor items, upgrades, family bank account, food, etc are all supposed to remain intact. I really can't speculate as to what happened to the other 1300 or so coins missing from your 1st generations bank account after transitioning to the second. Why don't you go ahead and fill out a Support Request so that we can further assist you?

I don't have a helpful reply, but wanted to say I have the same problem. The money from the first generation disappeared when I started the second generation; and they're money was gone when I started the third generation. I didn't realize that shouldn't happen, but I did wonder how one ever got enough coins to perform the costly upgrades to the house! Unfortunately, the third generation died without having children, So I had to adopt a new peep, and she and her husband also both grew old and died childless. I'm not sure if the money in these instances should remain with the new peeps since they're not heirs, but now I'm on my fifth "generation", and since they're not heirs either, there was no money when I had to adopt again. Thus far they have more money than the previous generations, but still not enough to buy upgrades for the house (can't seem to get above 4500 coins). Now they're aging and it looks like they may remain childless as well! How can the house ever be finished if no coins ever carry forward? Should coins carry forward even if there is no offspring to inherit it?

Lisa, are you certain that the information MissKathy used in her reply does not describe what you are seeing?

AthyYes, I'm certain. When the son of the first generation inherited the house, the bank balance was only what he had in the bank as a translator. When he and his wife died, the was about1300 in the bank, but when the house passed to their son,the balance totalled only The 480 or so that he had in the bank from his job and so on. When my last peeps passed, there was just over 3000. When I adopted my latest little gal, her adoption document stated that she had, I think, 4085 in the bank, and when she "arrived" at the house, the total balance was 4085. Right now they have 4830. As I mentioned, I did wonder how anyone could ever have enough coins for the upgrades! Like Miss Kathy, each time I was eagerly looking for a fatter bank balance. The good thing is that at least each new generation has had progressively more money in the bank when they moved in, but with the least expensive renovations being 9500, I can't see them happening for at least several more generations I do appreciate any assistance you can provide. Other than food (not organic), I buy very little and have in fact sold off most of the items bought for the first three generations.

Hello, Lisa. It sounds like your game is working properly, but I would like to describe how that part of the game is designed to work, so that you (and anyone else that has a concern about their game) could compare that with what you're experiencing.

The first thing I need to mention is that the Adoption Screen and the Virtual Families Matchmaking Screen operate differently in how they handle the bank balance. The bank account amount shown for any little person displayed on the adoption screen represents the amount of money you'll start that generation with (it replaces the existing bank balance, but that's OK - we'll get to that in a minute). The bank account amount shown for any little person displayed on the matchmaking screen represents the amount of money they have in their own bank account, and that amount will be added to the existing bank balance when you select them to marry your little person.

Here's how that works out as you play through the game:

- When you first start playing the game, the family bank account doesn't exist yet, since there is no family in the house. When you adopt the very first little person (from the Adoption Screen), the amount of money they have in the bank becomes the family's bank balance.

- When that little person marries (from the Matchmaking Screen), the amount of money the new spouse has in the bank is added to the family's bank account.

- At the end of the generation, the game uses the adoption screen again to present your choice(s) of the child(ren) to begin the next generation. Since the children are just graduating from college and have no money of their own, the money you see on the adoption screen for the children is your family's current bank balance (the coins that their parents had saved up). That's important to note, since you'll remember that the adoption process at the beginning of each generation shows what the family's bank balance will be after you've made your selection. If there were no children to inherit the house, you'll be presented with new little people to choose from, but they will also have the coins that were present in the family's bank account displayed as if it were their own (to preserve the coins you had gained during game play.

Each generation uses this exact same process to bring children home from college to inherit the house, get married, earn money, and eventually pass the house on to their children.

Here's an example to illustrate the process:

To start the game, I adopted Bitmap, a video game designer who has 132 coins in the bank. Immediately afterward (before the tutorial starts giving me coins), I can see that there are 132 coins in the bank. A short time later, Bitmap has gained some coins from the tutorial and working, and let's say he has 394 coins in the bank. He marries Fabesse, a cosmetic designer who has 224 coins in the bank. Fabesse's coins are added to his 394 coins, and the bank balance is now 618 coins.

They live a modest, happy life and have 3 children, who eventually head off to college. When it's time to pass the house on to one of the children, I first check the bank account and see that the bank balance has increased to 1754 coins. After going to the family tree and selecting New Generation, I'll once again see the adoption screen, which allows me to choose one of the children. As I scroll through them, I see that they each have 1754 coins banked. That's the money that was in their parent's bank account, which they will now inherit, along with the house. Only one of them (the one I choose) will actually get that money. Let's say I choose Trishiana, a lawyer, to inherit the house. When I get back to the main screen, I see that the bank account is 1754, just what it was when Bitmap and Fabesse were last there. When Trishiana gets married, her new spouse will add his savings to hers, and the process repeats with each new generation.

That's how it should work. So, what I need you to do, if you still have concerns about how the bank is being handled, is to check your family's bank balance (a screen capture is best) before you select New Generation. Then note how many coins each of the children have banked (again, a screen capture is best). Finally, after you choose the child who will inherit the house, check the bank balance once again (yes, a screen capture is perfect) and see if it is the same as (or higher than) the previous balance. It could be higher because of interest payments or other events in the game, but it should not be lower unless you get a random event (the blue pop-up or an email) that subtracts from the family's bank balance.

I know that was a little long-winded, but I wanted to be really clear about how this works in order to help everyone who has concerns about their bank balance.

Please let us know what you find!