I haven't noticed much of a difference in the careers advancing faster with upgrades. With the upgrades, they seem to work slower (more things to do) and the career "points" they get don't seem to increase commensurately. With no upgrades, they get through their cycles a lot faster, hence faster level increases.
I'm trying out one family where I'm not buying any work upgrades and I'll see how soon I can get a master.
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If I can get them to think, I'm half way there...